Comments on: home insurance?

By: mrratesjay

mrratesjay — Sun, 23 Aug 2009 20:29:59 +0000

This is an easy fix. I can assure you the company below can help!
References :
http://www.mrrates.com

By: Bradley S

Bradley S — Sun, 23 Aug 2009 19:58:59 +0000

Why not let an insurance broker do the shopping for you? A broker works with several companies, and can find the best policy and terms for you. To find a broker in your area, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a free quote.
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By: Mark R

Mark R — Sun, 23 Aug 2009 19:41:59 +0000

I agree with the other respondents…contact a local, independent agent online at http://www.iiaba.net and click the link for "Find An Agent."
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By: Queen B

Queen B — Sun, 23 Aug 2009 19:30:59 +0000

we have the same problem in NC. we usually end up writing a policy on the home, a crime policy and a ind policy all seperate through different companies. contact an independent agent and see if they can help you. they have a lot more options than a single source company.
References :
agent

By: es

es — Sun, 23 Aug 2009 18:51:59 +0000

Stop calling direct writers and call an independent agent and get a quote on homeowners and flood coverage– he can makeup a comprehensive package of policies for you, to make sure you have adequate coverage. The independent agent can shop the deal to companies that underwrite properties near/on coastal waters. Allstate, Geico, State Farm, are all companies that have severely curtailed their exposure- and, they are all direct writers. In this case, the direct writers are the worst way to shop the coverage. Good luck!
References :
Retired Agent

By: David M

David M — Sun, 23 Aug 2009 18:46:59 +0000

This is what happens when governments force insurance companies to cover losses they had no intention of covering and which were clearly excluded from coverage under the policy. Bottom line those who live near water are going to find insurance harder to come by and much more expensive. This falls under the heading nothing in life comes for free. People did get some free flood coverage where they had not purchased it, a now others such as yourself are now paying for it.
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By: MSAD

MSAD — Sun, 23 Aug 2009 18:08:59 +0000

The affects of all the Katrina law suits and the law suits in Florida are being felt nationwide. As a result, many companies are limiting their coastal exposure.

Would State Farm consider writing you a homeowners policy if you agreed to purchase and maintain a flood policy? The company I work for is requiring coastal home owners to purchase a flood policy. If they do not purchase a flood policy, we are not going to renew them. This is a result of the litigation. (I am not in Florida, Mississippi or Louisiana).
References :
Insurance Adjuster 12 years